Buy Now, Pay Later (BNPL) payment options

SimplePart supports multiple Buy Now, Pay Later (BNPL) providers, giving dealers flexible ways to offer financing directly at checkout. These options can help increase conversion, boost average order value, and meet customer expectations for modern checkout experiences.

Currently, SimplePart supports two BNPL providers:

• Affirm Lite

• Sunbit

Once enabled, BNPL options appear across the SimplePart purchase flow—including the product page, cart page, and checkout page—allowing customers to apply for financing and complete their purchase in minutes.

Affirm Lite

Affirm Lite provides customers with quick access to installment payment options. Once approved, the customer is issued a one-time-use virtual debit card from Affirm to complete checkout on your site.

Benefits

• Easy setup and integration with SimplePart

• 20% repeat purchase rate from Affirm customers

• Can be linked from on-site marketing or promotional content

• Familiar, trusted financing option used across eCommerce

Order requirements

• Minimum order amount: $250
  (Other requirements or limitations may vary based on Affirm’s program.)

How to sign up

1. Apply through Affirm’s business portal.

2. Some OEM programs may offer negotiated rates—verify with your OEM.

3. After approval, contact SimplePart Support to enable the integration on your site.

If you're already using Affirm, contact Support to set up your integration with your existing account information.

Sunbit

Sunbit offers a fast and flexible “pay-over-time” experience designed for a wide range of credit profiles. It is widely used across the automotive industry, including by many dealership service departments.

Benefits

• Easy setup and integration with SimplePart

• Helps capture more sales by offering financing at checkout

• Used by 14+ OEM programs and 40% of U.S. dealerships

• Designed for customers across the credit spectrum

Typical loan terms

• Loan amounts: $50–$20,000

• Terms: 3–72 months

• Down payment: One payment due at checkout

Terms and eligibility vary based on Sunbit’s approval process.

How to sign up

1. Submit a merchant application through Sunbit.

2. After approval, notify SimplePart Client Services to enable the feature.

3. If you're already using Sunbit for service, you can easily extend your account to SimplePart.

Getting started

To add a BNPL option to your SimplePart site:

1. Choose your provider (Affirm Lite or Sunbit).

2. Submit the required application directly to the provider.

3. After approval, contact SimplePart Support so we can coordinate setup and testing.

4. Once activated, the BNPL option will automatically appear across your checkout experience.

Need help?

Our in-house Client Services team is available Monday-Friday, 8 a.m. to 8 p.m. EST to help you with any questions or issues. You can reach us in the following ways:

👉 Submit a request through this support form

📞 Call us at 1 [phone]

📧 Email us at [e-mail]

We’re ready to help you get the most out of your SimplePart experience!